Free Consultation

(443) 742-0946

Senior Loan Manager

Kacey Ximines

Your Loan officer for life

Friendly Service Expert Advice Fast Closing Great Rates
 
Apply Now

I will find the right loan for you!

Inquiry form

Find Your Payment*

Term Rate APR Payment
30 Yr Fxd 4.125% 4.395%
15 Yr Fxd 3.5% 3.967%
5 Yr ARM 3.75% 4.445%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Today's Rates*

TermRateAPR
30 Yr Fxd4.125%4.395%
15 Yr Fxd3.5%3.967%
5 Yr ARM3.75%4.445%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help. Click for more

1%Percent Down Program


Access Financial Mortgage Corporation Now Offers Conventional 1% Down Program for Homebuyers New program offers borrowers better savings, more favorable payments than FHA product Access Financial Mortgage Corporation has announced a new program enabling consumers to purchase homes with as little as 1% down, making it one of the first independent mortgage companies in the country to offer a conventional 1% down program homebuyers. Access Financial Mortgage Corporation will provide eligible homebuyers with a 2% lender-paid down payment that gives consumers a 3% equity boost at closing.
“The 1% down program we’re making available to clients is a new alternative to the 3% down programs that already exist,” said Kacey Ximines, Loan Office of Access Financial Mortgage Corporation “It’s a conventional loan designed for borrowers with strong FICO scores who want to save money on their down payment and maximize their monthly discretionary income.” Access Financial Mortgage Corporation produced a video to highlight the program. 
This Conventional 1% down program is available to homebuyers with a minimum FICO score of 700 and a maximum debt-to-income ratio of 43%. Access Financial Mortgage Corporation is one of the first independent mortgage companies in the U.S. to offer a 1% down-payment option in the form of a conventional loan, as opposed to a government-backed mortgage. To learn more about the conventional 1% down program, visit www.affordableloanstoday.com or call Kacey directly at 443-7420-0946

Latest News

HSBC's Stand-In Weathers Storms in Bid for Top Job

HSBC started 2019 with a chief executive poised for growth and focused on making its 238,000 employees the “best version of themselves.” It is ending the year with a new boss cutting thousands of jobs, culling clients and putting businesses on the block.

Insurers Face Wave of Costly Child Sex-Abuse Claims

New state laws encouraging child abuse victims to come forward are expected to spur a wave of lawsuits against insurance companies, likely bringing many aspects of previous insurance contracts into dispute.

Grubhub's Struggles Could Chill Food Delivery Hype

Grubhub, a barometer of the market’s views on the economics of food delivery, reflects doubts even as the business has grown overall.

Financial Markets Face Fresh Wave of Political Uncertainty

The U.K. Parliament’s decision to postpone a final vote on the country’s exit from the European Union marks the latest geopolitical development likely to swing financial markets, highlighting the extreme levels of uncertainty that some investors worry isn’t being properly accounted for with U.S. stocks near all-time highs.

Oil Prices Set to Climb? Investors Aren't Betting On It

Bets on rising U.S. oil prices have hit a nine-month low, underscoring investors’ concerns that a slowing economy will dent demand for crude at a time when the world is awash in oil.

Ratings Firms Give Companies More Breathing Room

Amid a major corporate borrowing boom, ratings firms have given leeway to big borrowers like Kraft Heinz and Campbell Soup, allowing their balance sheets to swell.

Weekend's U.K. Political Drama May Be Best Viewed Through Bookmakers

As the continuing Brexit drama spills over into the weekend, investors can look to an unusual gauge of what lies ahead: the bookmakers.

Carl Icahn Is Nearing Another Landmark Deal. This Time It's With His Son.

Brett Icahn is emerging as the likely successor to one of the most famous investors of all time. But his father is not ready to hand over the reins just yet.

JPMorgan Chase, Facebook, Coca-Cola: Stocks That Defined the Week

Here are seven stocks that moved on news in the past five days.

My Clients

"I was worried that I wouldn't be able to qualify for a loan. I spoke with Kacey Ximines and she told me to apply on her site. The next day she not only qualify me but had me locked into a great rate."

Larry BensonLaurel, MD

Read more

Today's Rates*

TermRateAPR
30 Yr Fxd4.125%4.395%
15 Yr Fxd3.5%3.967%
5 Yr ARM3.75%4.445%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help. Click for more