Free Consultation

(443) 742-0946

Senior Loan Manager

Kacey Ximines

Your Loan officer for life

Friendly Service Expert Advice Fast Closing Great Rates
 
Apply Now

I will find the right loan for you!

Inquiry form

Find Your Payment*

Term Rate APR Payment
30 Yr Fxd 3.99% 4.247%
15 Yr Fxd 3.5% 3.967%
5 Yr ARM 3.75% 4.492%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Today's Rates*

TermRateAPR
30 Yr Fxd3.99%4.247%
15 Yr Fxd3.5%3.967%
5 Yr ARM3.75%4.492%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help. Click for more

1%Percent Down Program


Access Financial Mortgage Corporation Now Offers Conventional 1% Down Program for Homebuyers New program offers borrowers better savings, more favorable payments than FHA product Access Financial Mortgage Corporation has announced a new program enabling consumers to purchase homes with as little as 1% down, making it one of the first independent mortgage companies in the country to offer a conventional 1% down program homebuyers. Access Financial Mortgage Corporation will provide eligible homebuyers with a 2% lender-paid down payment that gives consumers a 3% equity boost at closing.
“The 1% down program we’re making available to clients is a new alternative to the 3% down programs that already exist,” said Kacey Ximines, Loan Office of Access Financial Mortgage Corporation “It’s a conventional loan designed for borrowers with strong FICO scores who want to save money on their down payment and maximize their monthly discretionary income.” Access Financial Mortgage Corporation produced a video to highlight the program. 
This Conventional 1% down program is available to homebuyers with a minimum FICO score of 700 and a maximum debt-to-income ratio of 43%. Access Financial Mortgage Corporation is one of the first independent mortgage companies in the U.S. to offer a 1% down-payment option in the form of a conventional loan, as opposed to a government-backed mortgage. To learn more about the conventional 1% down program, visit www.affordableloanstoday.com or call Kacey directly at 443-7420-0946

Latest News

Fed Mulls Lessons of Money-Market Spike After Curbing Volatility

Federal Reserve officials are studying whether market plumbing issues contributed to a spike in short-term lending rates this week.

Crude Prices Inch Lower, but Post Weekly Gains

Brent crude futures, the global benchmark, fell slightly on Friday, but still notched their best week since January as investors remained uneasy about supply disruptions following attacks on Saudi Arabia’s oil facilities.

Frontier Communications, Creditors Prepare for Debt Restructuring Talks

Frontier Communications is telling bondholders that it will shortly present a detailed plan to slash its $17 billion debt load, according to people familiar with the matter.

Hess, General Motors, Amazon: Stocks That Defined the Week

U.S. stock benchmarks fell on the week; here are seven of the biggest companies whose stocks moved on news.

Stocks Turn Lower at the End of a Bumpy Week

Major U.S. stock indexes broke a three-week winning streak, closing with a modest loss after a volatile stretch in the markets.

Quadruple Witching Brings Volatility

Stock volatility had fallen in recent days. But turbulence picked up Friday as a flurry of derivatives were set to expire.

Distressed Debt Trading Overshadows Corporate Bond Market

A sharp rally in the bonds of three distressed companies—McDermott International, California Resources and PG&E—dominated trading in the corporate bond market.

General Motors Strike Unleashes Frenzy of Options Trading

Volumes on GM options hit the highest level since July on Thursday, with some investors bracing for extreme moves in the stock.

CME Group Plans to Offer Bitcoin Options

Exchange operator CME Group said Friday it planned to launch options on its bitcoin futures contracts in the first quarter of 2020, the latest move by an established market player to expand into the crypto business.

My Clients

"I was worried that I wouldn't be able to qualify for a loan. I spoke with Kacey Ximines and she told me to apply on her site. The next day she not only qualify me but had me locked into a great rate."

Larry BensonLaurel, MD

Read more

Today's Rates*

TermRateAPR
30 Yr Fxd3.99%4.247%
15 Yr Fxd3.5%3.967%
5 Yr ARM3.75%4.492%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help. Click for more